A credit card allows you to borrow money, up to a certain limit, to make purchases and cash advances. When you use your credit card, you are agreeing to pay back the full amount borrowed, which can be done gradually. Although you must be 18 yrs. old to have your ...
By Joan Marlow --- March 11, 2020, the WHO (World Health Organization) declared the world-wide pandemic which threw the world into a frenzy by touching each life and life experience that we typically took for granted: school, work, church, concerts, movies, sporting events, shopping, family gatherings, parties, etc. ‘Going to’ ...
By Rachel Goodman, LAMFT --- One of the many misconceptions amongst the LGBTQ+ community is that everyone fits into either male or female, and the sex you are born with is what determines a person’s gender. The truth is, these are called gender identity and sexual orientation, and they are ...
By V. - I was 17. It was another hot and humid summer evening and as usual my friends I were “partying”. Nothing that regular teenagers didn’t do at that time in the early 80’s. We always partied at the neighbors house because her mom worked the night shift and ...
By Elizabeth Fedrick, PhD, LPC --- “To effectively communicate, we must realize that we are all different in the way we perceive the world and use this understanding as a guide to our communication with others.” – Tony Robbins Our relationships with others are one of the most significant and ...